The Hospitality Program · Restaurants, bars, cafés & bakeries

You already pay for foot traffic.
This program pays you for it.

Cash upfront for your restaurant. No interest, no monthly payments, no debt on your books. You pay it back by serving great food to new guests.

0%interest
$0monthly payments
In mealsnot money, is how it's paid back

Why owners like it

Built around how restaurants actually run

No interest, no monthly bill

Nothing hits your bank account every week. Your cash flow stays yours.

New guests through the door

The credit is bought by diners who come in to use it, so the capital brings traffic with it.

No equity, no personal guarantee

You keep 100% of the business, and your personal assets aren't on the line.

Use it for what moves the needle

A renovation, new equipment, a second location, inventory or getting through a slow season.

Paid back as guests dine

The balance comes down each time someone eats with you. Busy months pay it down faster.

One person on your side

You deal with me from first call to funded, not a call center.

The usual way

Money goes out first

Ads, promos and delivery-app fees. You pay upfront and hope people come in.

The Hospitality Program

Cash comes in first

Your capital lands upfront. Then new guests walk in with credit to spend at your place.

How it works

Three steps

  1. You get fundedCash upfront for whatever the restaurant needs.
  2. It becomes dining creditThat amount turns into credit diners buy to spend at your restaurant.
  3. Guests come in and eatEvery visit pays the balance down, and every one is a guest who might come back.

Program results

What the program does for restaurants

10,000+restaurants funded
$800M+capital deployed
5M+guests on the platform
$5K–$20Mfunding range

Case study · Toca Madera, Scottsdale

9,200+ new guests in three years

7,149 of them had never walked in before. Program guests came back more often, spent more per visit and stuck around about twice as long as everyone else, measured side by side at the same restaurant over the same three years.

“[The program] is hands down the best guest acquisition tool out there.”
Mikey TanhaCEO, Noble 33 (Toca Madera's parent group)
Program guestsEveryone else
Visits per guest +77%
2.33
1.31
Guest lifetime value +51%
$1,227
$813
12-month retention ~2×
19.1%
11.4%
+30% higher average check from program guests

Seats filled for operators on the program

+564KTrue Food Kitchen · 26 mo
+361KJosé Andrés Group · 48 mo
+206KNoble 33 · 38 mo
+171KCameron Mitchell Restaurants · 16 mo

Figures, quote and case study as published by our program partner, October 2026. These restaurants are program partners, not Cris Prince clients. Individual results vary.

Good fit if you

Who it's for

  • Run an independent restaurant, bar, café or bakery
  • Are open and serving guests with steady card sales
  • Want capital without a weekly or monthly payment
  • Have room for more guests on your slower nights

Questions

Straight answers

Is this a loan?

It isn't a traditional loan. You receive cash upfront in exchange for food and drink credit that guests will use at your restaurant.

How is it paid back?

Through meals. Guests buy the credit and spend it with you, and each visit brings the balance down. There's no monthly payment.

What can I use the money for?

Anything the business needs: renovations, equipment, a new location, inventory, staffing or a slow season.

What do you need from me?

Basic business info and your last 4 months of business bank statements. The full application lets you upload them in one go.

Are there fees or interest?

No fees and no interest. The program buys your future food and drink credit upfront. I'll walk you through the exact terms for your restaurant before you sign anything.

How much can I get?

Funding runs from $5,000 up to $20 million, depending on the restaurant.

Repaid through food and drink credit redeemed at your restaurant. Program terms vary by location and are reviewed with you before you sign. Photos are illustrative.