Is this a loan?
It isn't a traditional loan. You receive cash upfront in exchange for food and drink credit that guests will use at your restaurant.
How is it paid back?
Through meals. Guests buy the credit and spend it with you, and each visit brings the balance down. There's no monthly payment.
What can I use the money for?
Anything the business needs: renovations, equipment, a new location, inventory, staffing or a slow season.
What do you need from me?
Basic business info and your last 4 months of business bank statements. The full application lets you upload them in one go.
Are there fees or interest?
No fees and no interest. The program buys your future food and drink credit upfront. I'll walk you through the exact terms for your restaurant before you sign anything.
How much can I get?
Funding runs from $5,000 up to $20 million, depending on the restaurant.