Prince Capital lion mark PRINCE CAPITALMIAMI · BUSINESS FUNDING
Miami · Direct Business Lender

Fast business funding, built around your business.

Prince Capital lends its own capital and underwrites every deal in-house. No loan committee in another state, no rigid box — real revenue decides your approval, not a credit score alone.

$10K–$500K funding range
< 2 hrs approval to funded
Direct lender, not a broker
Credit score isn't the gate

Get your free quote

Two minutes. No obligation, no hard credit pull.
Opens your email app addressed to Cris directly — nothing is stored on this page.
Rather talk? (786) 904-6073

Our own capital — funded directly, no outside investor to wait on.

Underwritten in-house — no loan committee, no back-and-forth.

Revenue-based approval — your credit score isn't the deciding factor.

What We Fund

Find the right funding for how your business actually runs.

Every business's cash-flow rhythm is different, so Prince Capital doesn't start from a fixed product — it starts with a conversation about what you need and when you need it.

Working capital advances
Funded directly, our own capital, in-house decision
Larger or specialized deals
Routed through our outside-lender network when a deal needs a different structure
Why Prince Capital

The parts that actually change your experience.

Not a list of features — the specific things that make this faster and less painful than the alternative.

Fast, simple process

A two-minute application and bank statements — not a stack of paperwork and a month of waiting.

No surprises

Rates, fees and total repayment are disclosed to you in writing before you sign anything — every time.

Real flexibility

Terms shaped around your revenue and your season — not a rigid box built for someone else's business.

You talk to Cris

One direct line, the same person from your first call to funding — never a call center queue.

How It Works

Five steps. Most days, one afternoon.

1

Apply

A two-minute form or a call — no obligation.

2

Share statements

Recent bank statements. No hard credit pull.

3

Get reviewed

Cris looks at real revenue, not just a score.

4

Get approved

Most decisions come back the same day.

5

Get funded

Funds hit your account, often within two hours.

Built For

The moment capital actually matters.

Funding shows up when the timing is the whole problem.

Payroll won't wait

Cover the run when receivables are late and payday isn't.

Turned down by the bank

Revenue-based approval, not a credit-score gate.

A job too big to turn down

Take the contract that needs cash up front.

Equipment down

A broken truck or cooler doesn't wait on a committee.

In Cris's Words
“I've been the guy waiting on the phone to ring. I got an advance the same day I actually needed it, and it's the reason I could hire back up instead of falling further behind. That's the whole reason Prince Capital works the way it does — funding shouldn't move slower than the problem it's solving.”
Cris Prince Prince Capital · Miami, FL
Questions

Straight answers, before you apply.

There's no hard cutoff. Credit score isn't the deciding factor here — we look at what your business actually brings in first.

Most approvals fund within two hours once you accept — this isn't a thirty-day bank close. Some decisions come back inside the hour.

Payroll, equipment, inventory, a specific job, or growth — most working-capital needs qualify. Tell Cris what it's for and he'll tell you straight if it fits.

Prince Capital offers direct funding products. The exact structure, rate, fees and total repayment are disclosed to you in writing before you sign anything, consistent with Florida's commercial financing disclosure law.

Prince Capital is based in and focused on the Miami-Dade business community. Call to check whether your business qualifies.

Ready when you are.

No obligation, no hard credit pull — just a straight answer.