Prince Capital · Business funding
Working capital when
the bank says wait.
Revenue-based funding, term loans, lines of credit, equipment financing and more. Tell me what you need and I'll walk you through your options, straight.
Why I do this
Small business owners built America.
I'm in this industry to help them grow. When an owner needs capital, they need it fast and explained straight, not in six weeks and buried in fine print. That's what I bring to every owner who calls me.
— Cris Prince
Funding options
The right kind of capital for your business
Every business is different. I look at your numbers and match you with the option that fits, explained in plain terms before you sign anything.
Revenue-based funding
Capital based on your monthly sales, not just your credit score. Paid back as a share of your revenue.
Best for: speed. Often funded the same day you're approved.
Term loans
A lump sum up front with fixed, predictable payments over a set term.
Best for: planned growth, expansion, a second location.
Business line of credit
Draw what you need, when you need it. Pay only on what you use.
Best for: cash-flow gaps and seasonal swings.
Equipment financing
Buy or replace equipment, vehicles and machinery. The equipment helps secure the deal.
Best for: trucks, kitchens, machines, tools.
SBA loans
Government-backed loans with longer terms and lower rates. Takes more paperwork and more time.
Best for: established businesses that can wait for the best rate.
Invoice factoring
Turn unpaid invoices into cash now instead of waiting 30, 60 or 90 days.
Best for: B2B businesses waiting on slow-paying clients.
Home equity line of credit (HELOC)
Use the equity in your home to fund the business, often at a lower rate. Arranged through our licensed mortgage broker partner.
Best for: homeowners who want a lower rate and can wait a few weeks.
Not sure which fits?
Tell me what you need and I'll match you with the right option, explained straight.
Start in 2 minutes →
The difference
The bank vs. Prince Capital
| The bank | Prince Capital | |
|---|---|---|
| Speed | Weeks to months | As fast as same day |
| What matters most | Credit score and collateral | Your business's revenue |
| Paperwork | Tax returns, projections, a business plan | A short application and recent bank statements |
| Who you deal with | A loan officer and a committee | Me, from first call to funded |
How it works
Three steps
- ApplyTwo minutes for the basics, or send your statements with the full application.
- Review your optionsI come back with what you qualify for, explained in plain terms.
- Get fundedSign, receive the capital, and put it to work.
Reviews
Our clients say
Jobs completed
Recently funded
Good fit if you
Who it's for
- Own a business with steady monthly deposits
- Need capital fast for a real opportunity or a real gap
- Got a slow "no" or a flat "no" from the bank
- Want one person who picks up the phone
Questions
Straight answers
How fast can I get funded?
It depends on the option. Revenue-based funding can land the same day you're approved. Term loans and lines of credit take a few days, and SBA loans take weeks. The full application with your bank statements is the fastest way to get to approval.
How much can I get?
Most deals run from $10,000 to $500,000, based on your monthly revenue and time in business.
Do you check my credit?
Credit is part of the picture, but it isn't the deciding factor. Your business's revenue matters most.
What do you need from me?
A short application and your last 4 months of business bank statements. You can upload them on the full application.
What will it cost?
It depends on your business and the amount. You'll see the full cost, the total you pay back and the payment schedule in writing before you sign anything.
Funding subject to approval. Amounts, speed and terms depend on your business. Photos are illustrative.